Which act prohibits housing financial discrimination based on protected class make-up?

The appropriate act that prohibits housing financial discrimination based on protected class make-up is the Fair Housing Act. This legislation was established to ensure that individuals have the right to rent or purchase housing without facing discrimination based on race, color, national origin, religion, sex, familial status, or disability. It provides a framework for addressing complaints regarding unequal treatment in housing transactions, promoting equal opportunity in housing for all individuals.

While the Holden Act, which pertains to housing discrimination in California specifically, addresses similar issues, the Fair Housing Act is broader and applies at the federal level, covering a wider range of scenarios involving discrimination in housing. The Sherman Act, primarily focused on antitrust laws and competition, does not deal with housing discrimination at all. The Equal Credit Opportunity Act, while crucial for preventing credit discrimination, is specifically aimed at credit transactions rather than housing itself. Therefore, the Fair Housing Act is the most comprehensive and relevant legislation in this context regarding housing financial discrimination.